Under 16, the youth will need their parent’s or legal guardian’s valid barcoded South African identity document or smart identity card or passport with a valid permit and child’s birth certificate. … Some banks may require a letter from the parent or legal guardian to prove the child lives with them.
Can a 16 year old open a bank account without parents?
Unfortunately, if you’re 17 and you want to open a bank account, you’ll need an adult to help. … Banks won’t open accounts for minors, without a parent or guardian or somebody over the age of 18 to be a co-signer on the account.
Can I open a bank account at 16 by myself?
Since minors generally can’t open bank accounts by themselves, you’ll typically need to be a joint owner of the account, which may actually be a good thing. … For instance, there are joint teen checking accounts that allow you to receive alerts every time your child makes a transaction.
What does a 16 year old need for a bank account?
You can usually open a bank account by yourself if you’re 16 or 17. … From the age of 11 until 15, you can open an account of your own, but you’ll generally need a parent or guardian with you when you open it. You’ll also need permission from a parent or guardian to have a debit card with your account.
How do I get a bank card at 16?
If your parent or guardian doesn’t bank with us
You can only open an account in branch. You’ll need to bring in your ID (passport, national identity card or birth certificate) and your parent or guardian will need their ID and proof of address, such as a UK bank statement or utility bill.
Can a 14 year old open a bank account without parents?
Minors cannot own a checking account in their name alone. You must be at least 14 years of age to open a checking account. Legal guardian co-owner is required for those between 14 and 18 years.
Can you get a debit card at 16?
Some institutions don’t permit minors to have debit cards under their own name until they are at least 16, but others offer them to children who are 13 or even younger. … Children have their own debit card, but parents can check spending online or on a mobile app.
Can a 16 year old open a bank account chase?
Chase High School Checking is for student ages 13-17 at account opening with their parent/guardian as a co-owner. The parent must have an existing qualifying Chase checking account which must be linked to the High School Checking account. … High School Checking has no monthly service fee.
What is the best bank for a teenager?
What Are the Top 10 Checking Accounts for Teens?
- Chase Bank.
- Union Bank & Trust.
- Alliant Credit Union.
- Citizen’s Bank.
- Bank of America.
- First National Bank and Trust.
- Your Local Community Bank.
Can I open a bank account for my teenager?
At most banks, you can open a teen checking account when your child is 13. One parent is usually required to be a joint owner until your child turns 18. … Once you and your teen sign up, she may receive a checkbook and debit card in her name.